Effective Date: 12.04.2026
Penvy Calculators (“we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how our iOS application handles your information.
1. No Data Collection
We keep this simple.
Penvy Calculators does not collect, store, or share any personal data.
- No names
- No emails
- No phone numbers
- No location tracking
- No device tracking
Everything you do inside the app stays on your device.
2. Local Processing Only
All calculations — including:
- GST calculations
- EMI calculations
- Compound interest
- Salary / CTC breakdown
- Tax slab calculations
- FD / RD calculations
- Bill splitting
- Currency conversion
…are processed entirely on your device.
We do not send any data to servers. There is zero cloud storage involved.
3. No Third-Party Tracking
We do not use:
- Analytics trackers
- Advertising trackers
- Behavioral tracking tools
If ads are shown (in free versions), they are handled by Apple’s system and not based on personal data collected by us.
4. No Account Required
You can use the app fully without:
- Signing up
- Logging in
- Creating an account
No identity = no data risk.
5. Data Security
Since no data leaves your device, the risk surface is minimal. Your calculations and inputs remain private to you.
6. Children’s Privacy
Penvy Calculators does not knowingly collect any data from children under 13. Since no data is collected at all, this risk is effectively eliminated.
7. Changes to This Policy
If we ever change how the app works (for example, adding cloud sync), this policy will be updated clearly before those changes take effect.
8. Contact
If you have any questions, reach out:
Email: customer_support@penvy.cc